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Rental
investment.

"Rental Investment" loans are long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation.

Standard Loan Terms

Use: Purchase, refinance, cash-out, construction, renovation.


Loan Amount:    $10,000,000 - $100,000,000

 

Max LTV (Loan to Value): 85%


Rate: Starting at 9.39%


Term of loan: 6 - 60 months


Payments: Monthly Interest Payments with Balloon at Maturity


Prepayment penalty: No prepayment penalty.
 

Standard Closing Costs

Origination Fee: 1-2%

Underwriting Fee: $1,500

Legal: $750 – $1,500


Appraisal Fee: $500-$950

Title Insurance and recording fees: 1%
(Approximate)

Standard Closing Time.

10 - 20 days.

EBSC Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!

Standard
Requirements.

Credit Application
Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Property Insurance

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