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EBSC Lending

Fix and Flip
Loan Program

A "fix and flip" loan is a short-term bridge loan used to purchase property with the intent to sell it for a profit after the renovations are complete. A fix and flip loan is a great fit in the following situations:

When you need to close fast (Our average time to close is 15 days!)
When the property needs renovations.
When you need high leverage (We offer up to 90% LTC)
When the property is not yet stabilized, leased up, or generating any income.
When you can't provide verifiable income (no tax returns available).
When you only want a short term loan with no prepayment penalty

At EBSC Lending, our fix and flip loans close very quickly... even in as little as 15 days! Our fix and flip loans require no personal income verification and very little documentation! Our Fix and Flip loans are a great way to start leveraging your existing capital and generate more income with the ability to close & flip more projects at once!  EBSC Lending finances both the acquisition and the renovation costs of the project. Simply bring your initial closing costs and EBSC Lending will fund the rest including reimbursing you for the renovation costs as the work is completed.


Program Overview.

Loan Amount:    $10,000,000 - $100,000,000
Term Length:    12 – 24 Months
Max LTV:    80%
Max LTC:    90% (exception based)
Amortization:    Interest only
Interest Rate:    Starting at 11.3%
Closing Time:    10 -15  Days
Loan Use:    Purchase, refinance, cash-out, construction, renovation

EBSC Lending

Loan Fees and Costs

  • Origination Fee: 1% - 5%

  • Processing Fee: Based on Project Size

  • Underwriting Fee: Based on Project Size

Prepayment Penalties

None! (3+ months of minimum interest earned)

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