top of page

Bridge Loan Program

A "Commercial Bridge" loan is a short-term loan used to purchase or refinance a property quickly in order to take advantage of a short-term opportunity, accommodate an urgent closing, or bridge the gap until permanent financing is available.  A Commercial Bridge Loan is a great fit in the following situations:

Unique acquisition situations requiring non-conventional financing such as a foreclosure sale or REO
Sale & Leaseback Scenarios needing a quick closing
Distressed Sales, IRS Liens, Bankruptcy Resolutions, Debt Consolidation
Partner Equity Buyouts
Mortgage Acquisitions and Discounted Mortgage Buybacks
Rehab & Conversion opportunities which require property stabilization before permanent financing can be obtained

At EBSC Lending, our commercial bridge loans close quickly... in as little as 15 days at rates starting at 10.75%! Our commercial bridge loans require no personal income verification and very little documentation instead the underwriting is primarily based on the property itself! Our Commercial Bridge loans are a great way to purchase or refinance a commercial asset which needs a quick closing without the extensive underwriting associated with traditional bank financing. Our commercial bridge loan program provides you with the ability to close quickly by using a reliable & experienced lender as your financing partner. and very little documentation!


Program Overview.

Loan Amount:    $10,000,000 - $100,000,000
Term Length:    6 - 60 months
Max LTV:    Up to 80%
Amortization:    Interest only
Interest Rate:    Starting at 10.75%
Closing Time:    15 Days
Loan Use:    Purchase, refinance, cash-out, construction, renovation

EBSC Lending

Loan Fees and Costs

  • Origination Fee: 1% - 5%

  • Processing Fee: Based on Project Size

  • Underwriting Fee: Based on Project Size

Prepayment Penalties


None! (3+ months of minimum interest earned)

bottom of page