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A bridge loan is a flexible and dynamic tool that allows our borrowers to compete as all-cash buyers in a unpredictable, fast-changing marketplace. Bridge are short-term loans, typically taken out for a period of 6 months to 60 months pending the arrangement of larger or longer-term financing.

Standard Loan Terms

Use: Purchase, refinance, cash-out, construction, renovation.

Loan Amount:    $10,000,000 - $100,000,000


Max LTV (Loan to Value): 85%

Rate: Starting at 9.39%

Term of loan: 6 - 60 months

Payments: Monthly Interest Payments with Balloon at Maturity

Prepayment penalty: No prepayment penalty.

Standard Closing Costs

Origination Fee: 1-2%

Underwriting Fee: $1,500

Legal: $750 – $1,500

Appraisal Fee: $500-$950

Title Insurance and recording fees: 1%

Standard Closing Time.

10 - 20 days.

EBSC Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!


Credit Application
Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Property Insurance

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