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Cannabis loans are available to finance a purchase or refinance on any of the licensed activities including dispensaries, farming, growing, distribution, manufacturing and processing facilities.  Due to the scarcity of funding from banks, there is a need for alternative financing when it comes to Cannabis business loans. Mortgage Vintage offers commercial cannabis business purpose loan programs from $10,000,000.00 to $30,000,000.00 on 1st and 2nd trust deeds.

Standard Loan Terms

Max Loan Amount:  $10,000,000.00 - $30,000,000.00

Property Type: Commercial, Agricultural

LTV: Up to 70% LTV/CLTV on Refinance; Up to 75% LTV/CLTV on Purchase

Occupancy: Owner Occupied and Non-Owner Occupied

Interest Rates: 1sts from 11.99% – 2nds from 13.50%*

Guaranteed Interest: 3 to 6 months

Standard Closing Costs

Origination Fee: 3-5%

Underwriting Fee: $1,500

Legal: $750 – $1,500

Appraisal Fee: $500-$950

Title Insurance and recording fees: 1%

Standard Closing Time.

10 - 20 days.

EBSC Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!


Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Project budget/ Scope of work
Approved plans (If applicable)
Track Record Sheet
Contractors information
Property Insurance

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